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Thursday, April 18

  1. page Documents edited ... 99 Carrots Bakery {99 Carrots Bakery Business Plan.doc} SOME OF THE REASONS LLCs ARE SO PO…
    ...
    99 Carrots Bakery
    {99 Carrots Bakery Business Plan.doc}
    SOME OF THE REASONS LLCs ARE SO POPULAR:
    Gives you the same personal liability protection as a corporation
    Has fewer formalities than a corporation
    Has a flexible management and ownership structure
    Gives you greater tax flexibility

    (view changes)
    1:24 pm

Wednesday, April 17

  1. page Funding edited POTENTIAL SOURCES OF GRANTS, INVESTMENTS, AND LOANSFOR COOPERATIVE BUSINESSESCompiled by Mary Hoye…
    POTENTIAL SOURCES OF GRANTS, INVESTMENTS, AND LOANSFOR COOPERATIVE BUSINESSESCompiled by Mary HoyerSOURCES OF EQUITY
    1- Membership fees are an important source of income for cooperatives. Membership fees that are too high for members to pay all at once may be subsidized by a Co-op Fund of NE loan. Member fees that come in prior to operations should be put in an escrow account until all funds are committed and available.
    2- Donations (from family friends, community)
    3- Event fundraising
    4- Grants
    Adrian Dominican Sisters Adrian, MI 517-266-3521
    Annie E. Casey Foundation
    Ben and Jerry’s Foundation
    CHS Foundation
    Co-op Charitable Trust Somerville, MA 617-629-0678
    Co-op Development Foundation www.cdf.coop / www.cooperativedevelopment.coop
    Economic Development Administration Revolving Loan Funds www.nado.org
    Employee Ownership Foundation http://www.employeeownershipfoundation.org/
    Enterprise Community Partners www.enterprisecommunity.org
    Equal Exchange http://www.equalexchange.coop/equal-exchange-fundraising
    Social Entrepreneurship Fund www.ncoa.org
    Kagawa Fund for Student Co-ops www.cdf.coop
    Linking Economic Development and Child Care Technical Assistance Project
    www.early childhoodfinance.org
    Mutual Service Foundation www.countryfinancial.com
    Nationwide Foundation www.nationwide.com
    North Coast Cooperative Community Fund http://community.coop/ccf/participate.php?id=25
    Twin Pines Cooperative Foundation http://community.coop/ccf/
    USDA Cooperative Development Division Washington, DC 202-690-2434
    5- On line funders
    LikeMinded
    Kickstarter
    FundRazr
    Chipin
    6- Business profits when available
    SOURCES OF EQUITY-LIKE CAPITAL
    1- Preferred stock purchased by family, friends, community institutions.
    2- Subordinated loans from members, family, friends, community institutions.
    3- Cooperative Capital Fund www.cooperativefund.org New England and adjacent portions of New York State only
    SOURCES OF LOANS AND LINES OF CREDIT
    1- Community Loan Funds
    Boston Community Loan Fund www.bostoncommunitycapital.org
    Cooperative Fund of New England www.cooperativefund.org
    Capital District Community Loan Fund Albany, NY www.cdclf.org
    Commonwealth Revolving Loan Fund (Ohio Employee Ownership Center) http://www.commonwealthinc.org/new_page_4.htm
    Community Economic Development Fund Hartford, CT 860-249-3800
    Community Reinvestment Fund www.crfusa.com
    Fairfield County Loan Fund Bridgeport, CT 203-333-7585
    Franklin County CDC www.fccdc.org
    Greater New Haven Community Loan Fund www.GNHCLF.org
    Hartford Economic Development Corporation Hartford, CT 860-527-1301
    Leviticus 25:23 Alternative Fund wwsw.leviticusfund.org
    Local Enterprise Assistance Fund www.leaffund.org
    Marianist Sharing Fund Baltimore, MD 410-366-1300
    McAuley Institute www.mcauley.org
    New Hampshire Community Loan Fund Concord, NH 603-224-6669
    Northcountry Cooperative Development Fund http://www.ncdf.coop/
    Northcountry Worker Ownership Fund http://ncdf.coop/WorkerOwnershipFund.html
    Northeast Entrepreneur Fund Virginia, MN 800-422-0374
    Northern Community Investment Corporation 802-748-5101
    Partners for the Common Good San Antonio, TX 210-431-0616
    SeedCo www.seedco.org
    Twin Pines Fund
    Vermont Community Loan Fund Montpelier, VT 802-223-1448
    Western Massachusetts Enterprise Fund www.wmef.org
    2- Banks
    Your local banks (often will lend only if the co-op has established a track record with a community lender, but it doesn’t hurt to try)
    Amalgamated Bank Washington, DC 202-293-9800
    CoBank www.cobank.com
    National Cooperative Bank www.ncb.com
    3- Government
    Your local government
    Your regional government
    The federal government-- USDA Cooperative Development Division Washington, DC 202-690-2434
    4- Sellers (occasionally, a building seller will extend credit to the purchaser much like a bank will)

    Where to apply for funding
    Financial Institutions, Funders and Lenders
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    1:50 pm

Tuesday, April 9

  1. page space.menu edited ... Funding Links Discussion Contact Us
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    Funding
    Links
    Discussion
    Contact Us
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    3:13 pm
  2. page Discussion edited [[include component="comments" page="Discussion" limit="10" ]]
    [[include component="comments" page="Discussion" limit="10" ]]
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    3:13 pm

Friday, March 29

  1. 6:41 pm
  2. 6:37 pm

Tuesday, March 19

  1. page Cooperative Bakery edited Research Links: Cottage Laws http://cft.org/cft-stories/983-city-college-of-san-francisco-fights…
    Research Links:
    Cottage Laws http://cft.org/cft-stories/983-city-college-of-san-francisco-fights-for-its-life.html

    (view changes)
    9:08 pm

Wednesday, March 13

  1. user_add trentt2 trentt2 joined WORCS!
    8:47 am

Tuesday, March 5

  1. 3:00 pm

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